Make a detailed list of the best prices you can find for each item you need, including the dress, and then see if you can find them for less online. More from Bills.comMore
Bills.com Budget GuideBills.com Budget GuideDownload this free guide which shows how to manage a budget. This guide explains the importance of budgets shows how to keep track of one. Why you need a willWhy you need a willWills are not only for the wealthy or the old. Every adult should have one.Wills are not only for the wealthy or the old. Every adult should have one.How to handle and prevent identity theftHow to handle and prevent identity theftEvery year, identity thieves misuse the personal information of more than 11 million Americans. This makes identity theft one of the fastest-growing crimes in the country.Every year, identity thieves misuse the personal information of more than 11 million Americans. This makes identity theft one of the fastest-growing crimes in the country.Financial considerations for college grads moving homeFinancial considerations for college grads moving homeTips for making the transition work for everyone.Tips for making the transition work for everyone.Why you need an emergency fundWhy you need an emergency fundAn emergency fund will help see you through an unexpected and potentially costly life event, such as a health crisis, a job layoff or a major home repair.An emergency fund will help see you through an unexpected and potentially costly life event, such as a health crisis, a job layoff or a major home repair.4 ways to make next year’s tax time easier4 ways to make next year’s tax time easierWith just a little bit of planning and foresight, next year s tax season can be less headache-inducing.With just a little bit of planning and foresight, next year s tax season can be less headache-inducing.Know these bankruptcy facts before you fileKnow these bankruptcy facts before you fileHow getting out of debt can cost you.How getting out of debt can cost you.Should you consider debt settlement?Should you consider debt settlement?Weigh the benefits and drawbacks before you settle.Weigh the benefits and drawbacks before you settle.Determine if credit counseling is right for youDetermine if credit counseling is right for youThe demand for credit counseling has risen over the last decade. Here are the risks and benefits.The demand for credit counseling has risen over the last decade. Here are the risks and benefits.Eight facts about debt consolidationEight facts about debt consolidationThe payoff might not be worth the riskThe payoff might not be worth the risk
By Andrew Housser
June still reigns as one of the most popular months to get married, with October close behind. In fact, tying the knot in the fall or winter can be a real money saver. If wedding bells are in your future, read on for more cost-saving tips guaranteed to give you a beautiful,
Oakley Dispatch, memorable day without breaking the bank.
1. Determine your budget.
Before sampling cakes or donning dresses and tuxedos, you, your significant other and your families need to discuss how much each can reasonably contribute to the nuptials. Take a look at your expenses and savings, and determine what you can afford to set aside each month. Keep in mind what you need to do to plan and pay for a honeymoon as well as the ceremony, reception and any other events.
2,
Oakley Jupiter. Prioritize.
Once you have the number you can work with, decide what percentage you re willing to spend on each item. For instance, if the reception is most important, you may want to set aside half of your budget for that, and only 10 percent for the dress.
3. Think long range.
If your budget can t support the sort of affair you had in mind, consider setting a later date for the wedding to give yourselves a year or more to save.
4. Keep the affair small.
Most caterers and banquet halls charge per person, so the smaller your list, the better. Plus, the more people you invite, the bigger reception site you ll need. If on a tight budget,
Oakley For Sale, sticking with close family and friends can help. Later, host a more casual event,
Oakley Gascans, such as a cocktail party and/or casual dinner, to celebrate with more people.
5. Be a smart shopper.
Make a detailed list of the best prices you can find for each item you need -- dress, tuxedo, flowers, decorations -- and then see if you can find the items for less online. Check out sites like eBay and Craigslist for wedding gowns, silk flowers and centerpieces. If you are making several purchases from the same vendor, ask for a discount. 6. Choose an off time.
Reception sites, as well as caterers, florists and other vendors, may offer discounts during the slow season. January, February and March tend to be the least popular months for weddings . Getting married any day of the week other than Saturday can also save, as can events at less-popular times of day. For instance, it can be much less expensive to host a brunch or lunch than a dinner reception.
7. Do it yourself.
These days, you can easily make beautiful-looking invitations on your home computer. You can find easy-to-do decorating and floral arrangement ideas online at sites such as Pinterest. Shop warehouse clubs for big savings on flowers and make your own centerpieces, favors and attendant gifts. 8. Enlist help.
Do you have a friend who s a good photographer? Know someone who s a great decorator? Perhaps you have relatives who are willing to prepare food for the event as their wedding gift. You can see if friends, or friends of friends, can help with certain tasks at a discounted price.
9. Make your own music.
Disc jockeys and bands can be expensive. But thanks to online music sites and mp3 players, you can create your own playlists, connect the device to speakers and dance all night for practically nothing. Music devices also can be used at the ceremony, or check with your local high school or college about hiring a pianist or violinist for the ceremony.
10. Skip the main course.
Food is a major wedding expense. Buffet meals are cheaper than sit-downs, but you don t have to serve a full meal. Consider just desserts or appetizers when looking at the budget.
11. Cut back on cocktails.
Alcohol can break the bank. To cut back on costs, you could serve only beer and wine, stick to a champagne toast, or limit the full bar to one or two hours. 12.Get a hand with the honeymoon.
Some travel agencies and online sites such as DepositaGift offer honeymoon registries that allow wedding guests to make monetary contributions toward your trip. Getting married during the off-season may mean your travel destination might be off-season, too -- and therefore less expensive.
With some careful budget planning and a little effort on your part, you and your new spouse can enjoy a debt-free wedding and start your new life together in the black.
Andrew Housser is a co-founder and CEO of Bills.com, a free one-stop online portal where consumers can educate themselves about personal finance issues and compare financial products and services. He also is co-CEO of Freedom Financial Network, LLC providing comprehensive consumer credit advocacy and debt relief services. Housser holds a Master of Business Administration degree from Stanford University and Bachelor of Arts degree from Dartmouth College.
INFORMATIONAL DISCLAIMER
The information contained on or provided through this site is intended for general consumer understanding and education only and is not intended to be and is not a substitute for professional financial or accounting advice. Always seek the advice of your accountant or other qualified personal finance advisor for answers to any related questions you may have. Use of this site and any information contained on or provided through this site is at your own risk and any information contained on or provided through this site is provided on an "as is" basis without any representations or warranties.
Related articles:
http://tennistube.nl/read_blog/375248/oakley-dispatch-merola-is-freezing-all-20 http://stuff4london.co.uk/home/ads/oakley-jawbone-02-am/ http://www.fightertips.com/node/283369
Chat Sentinela
